I got my CPAP machine a little over a month ago.  I have been very good about using it, especially after I saw what the company was charging for it.  I am SO fortunate that my insurance company and my supplement company are covering it all and I am not paying a penny out of pocket!  For that I am truly thankful.  BUT, yesterday, I get the EOB from the insurance company.  They are paying only 10% of what was written on the paper and the company is accepting that.  What a bunch of bull.  If I did NOT have insurance, they would expect me to pay ALL of it, but the insurance company only has to pay 10%???  I still do not have to pay for anything, but that is NOT the point!   If they can accept that from the insurance company why do they charge so much to begin with?