jouuueee wrote:I just did the math. First let me provide a little history. I have Aetna insurance. I did my first sleep study in Aug of 2009. Then another in September of 2009. I was prescribed the CPAP and received it by the end of September 2009. Since then Americoast Maryland has billed my insurance $134.00 a month for 20 months. That’s $2680 for the machine, M Series BIPAP Auto. My insurance paid $83 and I paid $9.38 for 20 months. So the total cost actually paid, just for the machine not including mask, filters, hoses etc…, was over $1800. I called Americoast and asked what was the purchase price and they said the insurance decides. I called the insurance and they said Americoast has that information. Why do I feel like I am participating in pyramid scheme? To put things into perspective. I can buy a new 46” LCD high resolution flat panel TV, PS3 with a few games and an IPhone for what amounts to a loud air compressor. The filters are a dead give way that we are being ripped off. I can buy 3 20”X20” 3M Micro Allergen Extra filters for my AC unit which are of a much higher quality and will last for 9 months of 24hr use for the same price I can buy 3 .75”x1.5” foam filters that last 3 months. We are being taken full advantage of. From the cost and process of the sleep study all the way down to the cost, quality of the filters. Americoast is not doing anything illegal and the insurance is using the same formulas as the government. I could continue to pay $9.38 for the rest of my life if it meant I got a good night’s sleep. But fair is fair and wrong is wrong and there are a lot of people who can’t afford this or other healthcare necessities because costs have not relation to value. Does that sound familiar, my condo cost me $168,000 in 2006. The unit above me just sold for $95,000. America! America! God mend thine every flaw, Confirm thy soul in self-control, Thy liberty in law.
"You can have anything you want, as long as you help enough other people get what they want". I remember this statement from some Zig Ziggler tapes, it seems to be a restatement of the golden rule from a monetary angle.
Most of our large hospitals and institutes of learning started as religious works of mercy and care. But, when you help people the truth of the above statement will make you eventually (sometimes generations later) quite rich. But, "money is the root of all evil" and the next generation may well not learn your values. Eventually you have a mess so corrupt that it breaks down from within, and since the wolves are always out there it also falls prey.
Since I am religious, my answer to this is "pray or prey". I also believe us wise to volunteer our time, money, and support to causes which move us in other directions. So I type a note or two here and get ready to spread the message in my own community amongst it's officials from every part.
What you say about the treatment of OSA I believe you would find true about anything the medical field treats. If you want to change that, gather your information, see who else is interested, get the word out while making yourself one who can and does contribute out of love for your fellow man. You would help us all.
Hoping for a better world,