BODA wrote:Well first you need your "Primary care physician" to diagnose you as having the symptoms of "Sleep Apnea," then he should refer you to a sleep study facility that will accept the same insurance you use for seeing your primary care physician.
The sleep study will determine what type of "Sleep Apnea" you suffer from.
If not, I know for a fact "Blue Cross" works, and through a local company here in California, called "Pacific Pulmiary" they deliver to my door all recommended parts on a monthly basis, free!
Hope this was helpful?
Good Luck! BODA
Thanks Boda, but my problem isn't finding an insurance company that will cover supplies related to my sleep apnea or for my sleep study; I've already got all of that. I currently have no medical insurance, and recently applied for coverage with a popular carrier; I was denied coverage because of my sleep apnea
. I spoke with an insurance broker who represents many of the largest medical insurance companies, including Blue Cross/Blue Shield, Humana, United Healthcare, Golden Rule, and a few others; she said that obstructive sleep apnea was an "automatic decline" with all of those companies, and with all carriers that she knew of.
If I were an employee, covered by the company's group policy, it would not be a problem; but as a self-employed individual, I am subject to different, tighter underwriting criteria.